Civitatis Travel Insurance

Experience the joy of traveling confidently with a comprehensive travel insurance plan. Focus on relaxation and the enjoyment of your vacation, knowing you are well-protected regardless of the circumstance.

Travel Insurance Overview

This travel insurance offers extensive coverage, encompassing all medical costs at top-notch healthcare facilities, expenses related to repatriation, and compensation for lost or delayed luggage. Additionally, civil liability is included. You will benefit from no deductibles and no need for upfront payments, as well as the freedom to select the best hospital that fits your needs, wherever your journey takes you.

Support is readily available at any hour; you can reach us via phone, email, or WhatsApp. Assistance is just a message away. Furthermore, you have the flexibility to book this insurance until 11:59 pm the day before your trip starts.

For further details regarding the insurance policy, please refer to the document here.

Insurance Options

All insurance plans offer identical coverage; variations are based solely on price and the duration selected, ranging from 3 to 31 days, allowing you to tailor your coverage according to your travel itinerary.

Key Information

It is advisable to secure your insurance before embarking on your journey. If you purchase while already at your destination, a 72-hour waiting period applies, and coverage relating to luggage will not be valid. Remember to select your trip's start date when booking.

This insurance is not applicable for trips within your home country. While coverage is available for any international destination, please specify your travel location when making your reservation for internal record-keeping.

Insurance Coverage Details

You can review a summary of coverage and compensation limits. Below are the essential coverage categories:

Medical Coverage:

• Medical expenses: 600,000 EUR
• Emergency dental treatment: 150 EUR
• Dental expenses from accidents: 600 EUR
• Repatriation for injured or ill individuals: total cost covered
• Repatriation for minors or the disabled: total cost covered
• Travel for a relative due to hospitalization: total cost covered
• Accommodations for companions during hospitalization exceeding five days (80 EUR/day): maximum of 800 EUR
• Hotel costs incurred during recovery (80 EUR/day): maximum of 800 EUR
• Repatriation of deceased policyholder: total cost covered
• Early return due to a relative's death: total cost covered
• Early return due to a relative's hospitalization: total cost covered
• Urgent message transmission: included
• Shipping medication abroad: included

Luggage Protection

• Damage to luggage: 900 EUR
• Costs due to delayed luggage delivery (150 EUR after 12 hours and an additional 150 EUR for each subsequent day): maximum of 300 EUR
• Efforts to locate and ship lost baggage: included
• Delivery of items forgotten or stolen on the trip: 250 EUR

Additional Personal Accident Coverage

• Accidents leading to permanent disability or death: 10,000 EUR
• Transport accidents causing permanent disability or death: 10,000 EUR

Civil Liability Coverage

• Private civil liability protection: 30,000 EUR

Benefits of Travel Insurance

While travel often proceeds without a hitch, unforeseen incidents may arise, and accessing healthcare in a foreign country can be both challenging and financially burdensome.

You can find a comparison of average medical care costs by country here.

For instance, in the United States, an emergency consultation can cost between 1,000 and 5,000 USD, and the average hospitalization can reach up to 30,000 USD. Many other countries, such as Morocco, Turkey, China, and Mexico, also impose significant healthcare expenses on travelers.

Fortunately, with travel medical insurance, you can avoid these potential issues. Although an unforeseen event may disrupt your plans, at least you won't face crippling financial burdens while seeking care.